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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,377 | $107,363-64.3% | $92,909-58.7% | $152,897-74.9% |
| Participation rate | 41.7% | 79.8%-38.1pp | 76.0%-34.3pp | 82.5%-40.8pp |
| Annual return | 28.90% | 145.63%-116.7pp | 109.44%-80.5pp | 345.43%-316.5pp |
| Employer contribution / active EE | $1,198 | $4,222-71.6% | $3,653-67.2% | $4,764-74.9% |
| Participant deferral / active EE | $1,358 | $4,848-72.0% | $4,238-68.0% | $5,851-76.8% |
| Admin fee / account holder | $18,204 | $7,082+157.1% | $5,795+214.1% | $11,599+56.9% |