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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,360 | $106,008-72.3% | $92,240-68.2% | $147,586-80.1% |
| Participation rate | 64.3% | 80.4%-16.1pp | 76.5%-12.2pp | 82.8%-18.5pp |
| Annual return | 18.14% | 50.05%-31.9pp | 176.29%-158.2pp | 578.59%-560.5pp |
| Employer contribution / active EE | $1,599 | $4,333-63.1% | $3,680-56.5% | $4,876-67.2% |
| Participant deferral / active EE | $2,022 | $4,478-54.8% | $3,897-48.1% | $5,439-62.8% |
| Admin fee / account holder | $2,342 | $6,333-63.0% | $5,194-54.9% | $10,886-78.5% |