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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,960 | $99,345-81.9% | $84,753-78.8% | $273,972-93.4% |
| Participation rate | 68.8% | 80.7%-11.9pp | 76.6%-7.8pp | 83.0%-14.3pp |
| Annual return | 7.63% | 22.93%-15.3pp | 22.78%-15.2pp | 41.46%-33.8pp |
| Employer contribution / active EE | $1,452 | $4,214-65.5% | $3,574-59.4% | $4,869-70.2% |
| Participant deferral / active EE | $1,746 | $4,270-59.1% | $3,712-53.0% | $5,287-67.0% |
| Admin fee / account holder | $900 | $6,645-86.5% | $5,333-83.1% | $10,133-91.1% |