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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,727 | $88,815+60.7% | $81,882+74.3% | $145,897-2.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 10.68% | 1033.75%-1023.1pp | 779.47%-768.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $3,184 | $3,086+3.2% | $2,916+9.2% | $4,663-31.7% |
| Participant deferral / active EE | $7,174 | $4,647+54.4% | $4,323+65.9% | $6,689+7.2% |
| Admin fee / account holder | $17,585 | $8,434+108.5% | $7,360+138.9% | $13,390+31.3% |