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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,684 | $92,684+10.8% | $82,706+24.2% | $134,509-23.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.91% | 945.84%-963.8pp | 701.76%-719.7pp | 418.13%-436.0pp |
| Employer contribution / active EE | $2,447 | $3,272-25.2% | $3,007-18.6% | $4,741-48.4% |
| Participant deferral / active EE | $3,480 | $4,800-27.5% | $4,394-20.8% | $6,400-45.6% |
| Admin fee / account holder | $759 | $5,982-87.3% | $5,329-85.8% | $11,427-93.4% |