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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,839 | $81,749-43.9% | $58,544-21.7% | $139,456-67.1% |
| Participation rate | 41.7% | 61.3%-19.7pp | 50.9%-9.2pp | 80.3%-38.7pp |
| Annual return | 19.49% | 7425.45%-7406.0pp | 4249.56%-4230.1pp | 373.45%-354.0pp |
| Employer contribution / active EE | $833 | $1,398-40.4% | $1,053-20.9% | $4,753-82.5% |
| Participant deferral / active EE | $3,130 | $2,555+22.5% | $1,923+62.8% | $6,711-53.4% |
| Admin fee / account holder | $381 | $3,272-88.4% | $2,520-84.9% | $11,407-96.7% |