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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,185 | $84,551-32.4% | $61,452-6.9% | $134,532-57.5% |
| Participation rate | 25.0% | 62.2%-37.2pp | 52.6%-27.6pp | 81.2%-56.2pp |
| Annual return | -18.97% | 585.39%-604.4pp | 338.96%-357.9pp | 418.27%-437.2pp |
| Employer contribution / active EE | $612 | $1,545-60.4% | $1,160-47.2% | $4,741-87.1% |
| Participant deferral / active EE | $2,952 | $2,818+4.7% | $2,125+39.0% | $6,401-53.9% |
| Admin fee / account holder | $1,610 | $2,587-37.8% | $2,131-24.5% | $11,429-85.9% |