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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,660 | $108,212-68.0% | $77,513-55.3% | $158,966-78.2% |
| Participation rate | 44.4% | 64.4%-20.0pp | 54.2%-9.7pp | 82.0%-37.5pp |
| Annual return | 16.77% | 31.67%-14.9pp | 54.81%-38.0pp | 302.95%-286.2pp |
| Employer contribution / active EE | $1,048 | $1,325-20.9% | $987+6.3% | $4,762-78.0% |
| Participant deferral / active EE | $2,979 | $2,455+21.3% | $1,861+60.1% | $5,983-50.2% |
| Admin fee / account holder | $338 | $3,709-90.9% | $2,859-88.2% | $11,250-97.0% |