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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,415 | $112,729+22.8% | $98,716+40.2% | $137,256+0.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.06% | 38.48%-22.4pp | 31.81%-15.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $6,539 | $2,725+139.9% | $2,279+187.0% | $4,156+57.3% |
| Participant deferral / active EE | $8,274 | $4,640+78.3% | $4,048+104.4% | $6,407+29.1% |
| Admin fee / account holder | $7,154 | $10,129-29.4% | $8,703-17.8% | $12,270-41.7% |