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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,824 | $99,652+148.7% | $78,778+214.6% | $147,586+67.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 20.81% | 47.28%-26.5pp | 35.62%-14.8pp | 578.59%-557.8pp |
| Employer contribution / active EE | $15,793 | $2,796+464.9% | $1,986+695.4% | $4,876+223.9% |
| Participant deferral / active EE | $1,952 | $3,664-46.7% | $2,958-34.0% | $5,439-64.1% |
| Admin fee / account holder | $5,969 | $7,155-16.6% | $5,134+16.3% | $10,886-45.2% |