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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,112 | $157,276-35.7% | $141,177-28.4% | $152,885-33.9% |
| Participation rate | 84.2% | 84.8%-0.6pp | 82.5%+1.7pp | 82.5%+1.8pp |
| Annual return | 13.96% | 64.33%-50.4pp | 71.40%-57.4pp | 345.39%-331.4pp |
| Employer contribution / active EE | $919 | $5,262-82.5% | $4,736-80.6% | $4,763-80.7% |
| Participant deferral / active EE | $5,759 | $7,110-19.0% | $6,710-14.2% | $5,851-1.6% |
| Admin fee / account holder | $30,063 | $12,123+148.0% | $10,263+192.9% | $11,598+159.2% |