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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,623 | $165,381-24.0% | $149,730-16.1% | $158,966-21.0% |
| Participation rate | 90.9% | 84.6%+6.3pp | 82.5%+8.4pp | 82.0%+8.9pp |
| Annual return | 6.64% | 348.29%-341.7pp | 276.70%-270.1pp | 302.95%-296.3pp |
| Employer contribution / active EE | $6,317 | $5,104+23.8% | $4,645+36.0% | $4,762+32.6% |
| Participant deferral / active EE | $8,277 | $7,182+15.2% | $6,843+21.0% | $5,983+38.3% |
| Admin fee / account holder | $26,878 | $10,809+148.7% | $9,310+188.7% | $11,250+138.9% |