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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $9,503 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,656 | $38,165+11.8% | $189,758-77.5% | $69,255-38.4% |
| Participation rate | 32.0% | 66.7%-34.7pp | 79.8%-47.8pp | 69.0%-37.0pp |
| Annual return | 12.26% | 14.65%-2.4pp | 52.62%-40.4pp | 26.73%-14.5pp |
| Employer contribution / active EE | $909 | $1,589-42.8% | $4,767-80.9% | $2,645-65.6% |
| Participant deferral / active EE | $1,431 | $2,073-31.0% | $5,856-75.6% | $2,890-50.5% |
| Admin fee / account holder | $40 | $714-94.5% | $20,388-99.8% | $733-94.6% |