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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $9,503 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,656 | $46,464-8.2% | $150,298-71.6% | $79,634-46.4% |
| Participation rate | 32.0% | 57.0%-25.0pp | 77.8%-45.8pp | 62.5%-30.5pp |
| Annual return | 12.26% | 27.89%-15.6pp | 62.79%-50.5pp | 36.46%-24.2pp |
| Employer contribution / active EE | $909 | $1,512-39.8% | $4,154-78.1% | $2,529-64.0% |
| Participant deferral / active EE | $1,431 | $2,157-33.7% | $5,453-73.8% | $3,835-62.7% |
| Admin fee / account holder | $40 | $891-95.6% | $14,116-99.7% | $1,002-96.0% |