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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,502 | $125,797-75.8% | $170,043-82.1% | $75,173-59.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 17.18% | 27.20%-10.0pp | 53.40%-36.2pp | 160.72%-143.5pp |
| Employer contribution / active EE | $1,896 | $4,616-58.9% | $6,790-72.1% | $2,671-29.0% |
| Participant deferral / active EE | $4,017 | $6,838-41.3% | $10,410-61.4% | $4,126-2.6% |
| Admin fee / account holder | $1,119 | $8,177-86.3% | $12,824-91.3% | $5,651-80.2% |