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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,654 | $123,793-82.5% | $177,840-87.8% | $79,852-72.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 16.39% | 22.82%-6.4pp | 48.32%-31.9pp | 31.72%-15.3pp |
| Employer contribution / active EE | $1,821 | $4,095-55.5% | $5,919-69.2% | $2,471-26.3% |
| Participant deferral / active EE | $4,554 | $5,956-23.5% | $7,714-41.0% | $3,740+21.8% |
| Admin fee / account holder | $2,974 | $7,243-58.9% | $12,431-76.1% | $5,306-44.0% |