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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,594 | $110,083-75.8% | $151,639-82.5% | $68,486-61.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -19.03% | -10.12%-8.9pp | 3.34%-22.4pp | -7.85%-11.2pp |
| Employer contribution / active EE | $1,992 | $4,470-55.4% | $6,165-67.7% | $2,597-23.3% |
| Participant deferral / active EE | $4,262 | $6,526-34.7% | $8,363-49.0% | $4,028+5.8% |
| Admin fee / account holder | $571 | $7,718-92.6% | $11,613-95.1% | $5,404-89.4% |