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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,402 | $95,406-27.3% | $185,849-62.7% | $85,847-19.2% |
| Participation rate | 68.7% | 68.8%-0.1pp | 81.7%-13.1pp | 69.3%-0.7pp |
| Annual return | 13.28% | 23.59%-10.3pp | 122.10%-108.8pp | 318.61%-305.3pp |
| Employer contribution / active EE | $938 | $3,314-71.7% | $5,169-81.9% | $2,565-63.4% |
| Participant deferral / active EE | $2,514 | $3,424-26.6% | $5,569-54.8% | $3,952-36.4% |
| Admin fee / account holder | $7,613 | $7,214+5.5% | $16,244-53.1% | $6,261+21.6% |