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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,682 | $78,690-29.2% | $161,489-65.5% | $87,485-36.4% |
| Participation rate | 76.4% | 67.5%+8.9pp | 78.7%-2.3pp | 68.9%+7.4pp |
| Annual return | 14.42% | 32.74%-18.3pp | 89.72%-75.3pp | 26.06%-11.6pp |
| Employer contribution / active EE | $1,204 | $2,588-53.5% | $4,268-71.8% | $2,596-53.6% |
| Participant deferral / active EE | $2,944 | $3,311-11.1% | $5,630-47.7% | $4,274-31.1% |
| Admin fee / account holder | $15,767 | $6,724+134.5% | $16,006-1.5% | $7,775+102.8% |