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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,181 | $91,167-36.2% | $178,498-67.4% | $79,858-27.1% |
| Participation rate | 78.5% | 69.2%+9.3pp | 81.9%-3.5pp | 69.6%+8.8pp |
| Annual return | 9.69% | 24.19%-14.5pp | 151.09%-141.4pp | 31.72%-22.0pp |
| Employer contribution / active EE | $1,135 | $3,255-65.1% | $5,011-77.3% | $2,471-54.1% |
| Participant deferral / active EE | $2,634 | $3,236-18.6% | $5,202-49.4% | $3,740-29.6% |
| Admin fee / account holder | $7,925 | $6,747+17.5% | $13,985-43.3% | $5,306+49.4% |