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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS9 years Filed as: FORT PITT CAPITAL GROUP LLC Service code 26 · EIN 47-5006020 | Advisory (Participants) | $428,500 |
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $26,971 |
DINUZZO PRIVATE WEALTH INC5 years Service code 26 · EIN 23-2934855 | Advisory (Participants) | $10,087 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Float rev... | $6,267 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $704,268 | $101,591+593.2% | $147,096+378.8% | $74,429+846.2% |
| Participation rate | 99.3% | 75.5%+23.7pp | 82.2%+17.1pp | 67.2%+32.1pp |
| Annual return | 12.99% | 8746.45%-8733.5pp | 419.75%-406.8pp | 1368.38%-1355.4pp |
| Employer contribution / active EE | $33,432 | $3,813+776.9% | $4,936+577.3% | $2,625+1173.7% |
| Participant deferral / active EE | $0 | $7,302-100.0% | $8,071-100.0% | $4,348-100.0% |
| Admin fee / account holder | $2,181 | $1,750+24.7% | $13,005-83.2% | $1,944+12.2% |