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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS7 years Filed as: FORT PITT CAPITAL GROUP LLC Service code 26 · EIN 47-5006020 | Advisory (Participants) | $420,869 |
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $47,343 |
DINUZZO PRIVATE WEALTH INC3 years Service code 26 · EIN 23-2934855 | Advisory (Participants) | $8,705 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $8,353 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO INC. AND AFFILI Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $553,138 | $84,493+554.7% | $125,381+341.2% | $66,938+726.3% |
| Participation rate | 99.4% | 76.4%+23.0pp | 82.4%+17.0pp | 69.8%+29.6pp |
| Annual return | -19.83% | -8.49%-11.3pp | 572.31%-592.1pp | 1.58%-21.4pp |
| Employer contribution / active EE | $33,650 | $3,554+846.9% | $4,815+598.8% | $2,545+1222.1% |
| Participant deferral / active EE | $0 | $6,783-100.0% | $7,448-100.0% | $4,238-100.0% |
| Admin fee / account holder | $2,010 | $685+193.4% | $10,007-79.9% | $594+238.7% |