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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,560 | $65,704-4.8% | $94,229-33.6% | $59,633+4.9% |
| Participation rate | 100.0% | 72.1%+27.9pp | 78.8%+21.2pp | 68.7%+31.3pp |
| Annual return | -2.98% | 5.22%-8.2pp | 10.68%-13.7pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $2,396 | $2,021+18.6% | $3,587-33.2% | $2,203+8.8% |
| Participant deferral / active EE | $4,372 | $3,143+39.1% | $4,320+1.2% | $3,192+37.0% |
| Admin fee / account holder | $854 | $4,265-80.0% | $6,269-86.4% | $4,297-80.1% |