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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,979 | $69,977+11.4% | $108,582-28.2% | $62,881+24.0% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 2.35% | 10.73%-8.4pp | -51.70%+54.0pp | 20.14%-17.8pp |
| Employer contribution / active EE | $2,130 | $2,135-0.2% | $3,758-43.3% | $2,281-6.6% |
| Participant deferral / active EE | $4,000 | $3,165+26.4% | $4,311-7.2% | $3,203+24.9% |
| Admin fee / account holder | $2,411 | $5,076-52.5% | $7,645-68.5% | $4,296-43.9% |