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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,066 | $78,707+19.5% | $117,861-20.2% | $70,126+34.1% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 11.61% | 23.30%-11.7pp | 335.11%-323.5pp | 73.15%-61.5pp |
| Employer contribution / active EE | $2,419 | $2,223+8.8% | $3,786-36.1% | $2,343+3.3% |
| Participant deferral / active EE | $4,209 | $3,297+27.6% | $4,482-6.1% | $3,332+26.3% |
| Admin fee / account holder | $1,082 | $5,066-78.6% | $8,021-86.5% | $4,645-76.7% |