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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,700 | $63,764+81.4% | $81,926+41.2% | $79,858+44.9% |
| Participation rate | 89.6% | 67.5%+22.1pp | 72.0%+17.6pp | 69.6%+19.9pp |
| Annual return | 4.42% | 22.66%-18.2pp | 29.49%-25.1pp | 31.72%-27.3pp |
| Employer contribution / active EE | $1,666 | $1,795-7.2% | $4,310-61.4% | $2,471-32.6% |
| Participant deferral / active EE | $1,306 | $2,780-53.0% | $7,108-81.6% | $3,740-65.1% |
| Admin fee / account holder | $2,161 | $4,426-51.2% | $5,159-58.1% | $5,306-59.3% |