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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,318 | $52,306+223.7% | $69,779+142.6% | $62,881+169.3% |
| Participation rate | 100.0% | 67.2%+32.8pp | 71.8%+28.2pp | 69.3%+30.7pp |
| Annual return | 1.64% | 13.35%-11.7pp | 12.99%-11.3pp | 20.14%-18.5pp |
| Employer contribution / active EE | $4,000 | $1,799+122.3% | $2,338+71.1% | $2,281+75.4% |
| Participant deferral / active EE | $207 | $2,395-91.3% | $2,931-92.9% | $3,203-93.5% |
| Admin fee / account holder | $15,751 | $3,691+326.7% | $4,381+259.5% | $4,296+266.7% |