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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,631 | $56,544+116.9% | $75,501+62.4% | $70,126+74.9% |
| Participation rate | 86.5% | 68.1%+18.4pp | 72.4%+14.2pp | 69.5%+17.0pp |
| Annual return | 10.66% | 23.59%-12.9pp | 27.35%-16.7pp | 73.15%-62.5pp |
| Employer contribution / active EE | $1,567 | $1,817-13.7% | $2,352-33.4% | $2,343-33.1% |
| Participant deferral / active EE | $1,007 | $2,580-61.0% | $3,142-68.0% | $3,332-69.8% |
| Admin fee / account holder | $7,168 | $3,827+87.3% | $5,801+23.6% | $4,645+54.3% |