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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,034 | $81,504+228.9% | $102,437+161.7% | $80,959+231.1% |
| Participation rate | 89.3% | 66.9%+22.4pp | 74.5%+14.8pp | 67.7%+21.6pp |
| Annual return | 8.82% | 25.60%-16.8pp | 24.95%-16.1pp | 35.67%-26.8pp |
| Employer contribution / active EE | $10,217 | $3,104+229.2% | $3,871+164.0% | $2,757+270.6% |
| Participant deferral / active EE | $1,532 | $3,871-60.4% | $5,060-69.7% | $4,300-64.4% |
| Admin fee / account holder | $48,552 | $6,719+622.6% | $8,388+478.8% | $6,925+601.1% |