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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,286 | $72,492+285.3% | $87,104+220.6% | $72,975+282.7% |
| Participation rate | 96.3% | 72.8%+23.5pp | 76.9%+19.4pp | 69.5%+26.8pp |
| Annual return | 15.93% | 24.46%-8.5pp | 28.19%-12.3pp | 81.01%-65.1pp |
| Employer contribution / active EE | $13,298 | $1,894+602.2% | $2,521+427.4% | $2,440+445.0% |
| Participant deferral / active EE | $1,774 | $3,270-45.8% | $4,048-56.2% | $3,608-50.8% |
| Admin fee / account holder | $5,156 | $5,055+2.0% | $7,491-31.2% | $5,124+0.6% |