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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,454 | $82,678+397.7% | $125,391+228.1% | $68,490+500.7% |
| Participation rate | 90.6% | 75.1%+15.6pp | 82.4%+8.2pp | 67.9%+22.7pp |
| Annual return | -14.48% | -5.97%-8.5pp | 572.41%-586.9pp | -7.85%-6.6pp |
| Employer contribution / active EE | $3,272 | $3,382-3.2% | $4,816-32.0% | $2,597+26.0% |
| Participant deferral / active EE | $7,325 | $6,111+19.9% | $7,448-1.7% | $4,028+81.9% |
| Admin fee / account holder | $18,702 | $6,277+197.9% | $10,009+86.9% | $5,403+246.1% |