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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,496 | $89,370+295.5% | $141,197+150.4% | $72,976+384.4% |
| Participation rate | 71.1% | 75.1%-4.1pp | 82.5%-11.4pp | 69.5%+1.6pp |
| Annual return | 1.61% | 111.88%-110.3pp | 71.41%-69.8pp | 81.02%-79.4pp |
| Employer contribution / active EE | $4,832 | $3,115+55.1% | $4,736+2.0% | $2,440+98.0% |
| Participant deferral / active EE | $5,950 | $5,419+9.8% | $6,710-11.3% | $3,608+64.9% |
| Admin fee / account holder | $13,168 | $5,957+121.1% | $10,265+28.3% | $5,124+157.0% |