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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,998 | $98,776+261.4% | $149,745+138.4% | $79,856+347.1% |
| Participation rate | 95.1% | 75.8%+19.3pp | 82.5%+12.6pp | 69.6%+25.5pp |
| Annual return | 8.63% | 27.38%-18.7pp | 276.72%-268.1pp | 31.71%-23.1pp |
| Employer contribution / active EE | $4,374 | $3,217+35.9% | $4,646-5.9% | $2,471+77.0% |
| Participant deferral / active EE | $4,914 | $5,681-13.5% | $6,843-28.2% | $3,741+31.4% |
| Admin fee / account holder | $11,643 | $6,053+92.4% | $9,312+25.0% | $5,306+119.4% |