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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,174 | $77,817+351.3% | $123,553+184.2% | $64,173+447.2% |
| Participation rate | 73.7% | 74.7%-1.0pp | 82.3%-8.6pp | 69.6%+4.1pp |
| Annual return | 7.98% | 12.49%-4.5pp | 119.21%-111.2pp | 7.63%+0.3pp |
| Employer contribution / active EE | $6,112 | $3,014+102.8% | $4,628+32.1% | $2,381+156.7% |
| Participant deferral / active EE | $6,825 | $5,240+30.2% | $6,426+6.2% | $3,470+96.7% |
| Admin fee / account holder | $19,906 | $5,519+260.7% | $9,284+114.4% | $4,887+307.3% |