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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,219 | $100,194-28.9% | $122,979-42.1% | $86,983-18.1% |
| Participation rate | 84.2% | 73.0%+11.2pp | 77.2%+7.0pp | 69.5%+14.7pp |
| Annual return | 6.81% | 16.47%-9.7pp | 20.12%-13.3pp | 25.83%-19.0pp |
| Employer contribution / active EE | $2,430 | $2,326+4.5% | $3,062-20.6% | $2,584-6.0% |
| Participant deferral / active EE | $974 | $4,133-76.4% | $5,003-80.5% | $4,194-76.8% |
| Admin fee / account holder | $11,217 | $10,148+10.5% | $12,864-12.8% | $7,856+42.8% |