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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,383 | $80,983+63.5% | $96,544+37.1% | $75,177+76.1% |
| Participation rate | 88.9% | 71.8%+17.1pp | 76.0%+12.9pp | 67.2%+21.7pp |
| Annual return | 1.05% | 27.05%-26.0pp | 25.88%-24.8pp | 160.75%-159.7pp |
| Employer contribution / active EE | $3,310 | $2,282+45.0% | $2,966+11.6% | $2,671+23.9% |
| Participant deferral / active EE | $3,163 | $3,929-19.5% | $4,851-34.8% | $4,126-23.4% |
| Admin fee / account holder | $2,303 | $6,717-65.7% | $8,254-72.1% | $5,651-59.3% |