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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,865 | $86,940-16.2% | $102,434-28.9% | $80,935-10.0% |
| Participation rate | 89.5% | 72.4%+17.1pp | 76.5%+13.0pp | 67.7%+21.8pp |
| Annual return | 16.69% | 18.89%-2.2pp | 29.46%-12.8pp | 35.66%-19.0pp |
| Employer contribution / active EE | $2,187 | $2,370-7.7% | $3,023-27.7% | $2,757-20.7% |
| Participant deferral / active EE | $1,261 | $4,121-69.4% | $5,055-75.1% | $4,299-70.7% |
| Admin fee / account holder | $74,400 | $8,047+824.6% | $9,462+686.3% | $6,924+974.5% |