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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,549 | $78,423+14.2% | $95,964-6.7% | $79,856+12.1% |
| Participation rate | 89.2% | 73.5%+15.7pp | 77.1%+12.1pp | 69.6%+19.5pp |
| Annual return | -0.08% | 19.37%-19.5pp | 91.64%-91.7pp | 31.71%-31.8pp |
| Employer contribution / active EE | $3,278 | $1,945+68.5% | $2,541+29.0% | $2,471+32.6% |
| Participant deferral / active EE | $2,676 | $3,440-22.2% | $4,167-35.8% | $3,741-28.5% |
| Admin fee / account holder | $2,512 | $5,622-55.3% | $6,797-63.0% | $5,306-52.7% |