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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,219 | $97,550-27.0% | $120,344-40.8% | $87,485-18.6% |
| Participation rate | 84.2% | 72.8%+11.4pp | 76.7%+7.5pp | 68.9%+15.3pp |
| Annual return | 6.81% | 18.41%-11.6pp | 20.30%-13.5pp | 26.06%-19.3pp |
| Employer contribution / active EE | $2,430 | $2,291+6.1% | $3,020-19.5% | $2,596-6.4% |
| Participant deferral / active EE | $974 | $4,230-77.0% | $5,135-81.0% | $4,274-77.2% |
| Admin fee / account holder | $11,217 | $9,543+17.5% | $12,742-12.0% | $7,775+44.3% |