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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,758 | $97,550+83.2% | $120,344+48.5% | $87,485+104.3% |
| Participation rate | 95.3% | 72.8%+22.5pp | 76.7%+18.6pp | 68.9%+26.4pp |
| Annual return | 9.96% | 18.41%-8.5pp | 20.30%-10.3pp | 26.06%-16.1pp |
| Employer contribution / active EE | $2,982 | $2,291+30.2% | $3,020-1.3% | $2,596+14.9% |
| Participant deferral / active EE | $6,073 | $4,230+43.6% | $5,135+18.3% | $4,274+42.1% |
| Admin fee / account holder | $5,998 | $9,543-37.1% | $12,742-52.9% | $7,775-22.8% |