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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,758 | $95,453+87.3% | $112,040+59.5% | $82,448+116.8% |
| Participation rate | 95.3% | 72.8%+22.6pp | 76.5%+18.8pp | 68.1%+27.2pp |
| Annual return | 9.96% | 23.92%-14.0pp | 24.52%-14.6pp | 41.64%-31.7pp |
| Employer contribution / active EE | $2,982 | $2,318+28.7% | $2,954+0.9% | $2,551+16.9% |
| Participant deferral / active EE | $6,073 | $4,224+43.8% | $5,098+19.1% | $4,139+46.7% |
| Admin fee / account holder | $5,998 | $9,013-33.5% | $12,098-50.4% | $7,234-17.1% |