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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,474 | $72,492+85.5% | $87,102+54.4% | $72,983+84.3% |
| Participation rate | 95.7% | 72.8%+22.9pp | 76.9%+18.8pp | 69.5%+26.2pp |
| Annual return | 1.80% | 24.46%-22.7pp | 28.19%-26.4pp | 81.01%-79.2pp |
| Employer contribution / active EE | $2,542 | $1,894+34.2% | $2,521+0.8% | $2,440+4.2% |
| Participant deferral / active EE | $4,971 | $3,270+52.0% | $4,048+22.8% | $3,608+37.8% |
| Admin fee / account holder | $8,789 | $5,055+73.9% | $7,491+17.3% | $5,124+71.5% |