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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,636 | $107,666+50.1% | $102,184+58.2% | $154,746+4.5% |
| Participation rate | 88.9% | 83.7%+5.2pp | 82.6%+6.3pp | 80.7%+8.2pp |
| Annual return | 11.74% | 29.33%-17.6pp | 31.58%-19.8pp | 172.34%-160.6pp |
| Employer contribution / active EE | $7,722 | $3,846+100.8% | $3,594+114.9% | $4,379+76.3% |
| Participant deferral / active EE | $2,615 | $8,719-70.0% | $8,309-68.5% | $6,730-61.2% |
| Admin fee / account holder | $24,738 | $12,943+91.1% | $11,609+113.1% | $14,365+72.2% |