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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,694 | $108,897+36.5% | $100,378+48.1% | $145,877+1.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 8.98% | 58.17%-49.2pp | 49.41%-40.4pp | 551.28%-542.3pp |
| Employer contribution / active EE | $3,985 | $4,420-9.8% | $3,942+1.1% | $4,663-14.5% |
| Participant deferral / active EE | $2,712 | $8,455-67.9% | $8,087-66.5% | $6,691-59.5% |
| Admin fee / account holder | $40,371 | $9,690+316.6% | $7,899+411.1% | $13,402+201.2% |