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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,414 | $115,917+69.4% | $100,535+95.4% | $158,982+23.5% |
| Participation rate | 93.8% | 81.6%+12.2pp | 79.4%+14.3pp | 82.0%+11.8pp |
| Annual return | 12.90% | 34.80%-21.9pp | 30.90%-18.0pp | 302.99%-290.1pp |
| Employer contribution / active EE | $5,514 | $4,105+34.3% | $3,419+61.3% | $4,763+15.8% |
| Participant deferral / active EE | $1,992 | $6,677-70.2% | $6,271-68.2% | $5,983-66.7% |
| Admin fee / account holder | $3,839 | $11,002-65.1% | $8,085-52.5% | $11,252-65.9% |