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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,186 | $105,145+73.3% | $94,664+92.5% | $139,466+30.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 15.33% | 38.09%-22.8pp | 156.84%-141.5pp | 373.66%-358.3pp |
| Employer contribution / active EE | $5,846 | $4,107+42.3% | $3,673+59.2% | $4,754+23.0% |
| Participant deferral / active EE | $2,340 | $7,599-69.2% | $7,417-68.4% | $6,712-65.1% |
| Admin fee / account holder | $6,459 | $8,972-28.0% | $7,222-10.6% | $11,409-43.4% |