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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,636 | $135,905+18.9% | $126,068+28.2% | $198,609-18.6% |
| Participation rate | 88.9% | 85.6%+3.2pp | 84.7%+4.2pp | 82.4%+6.5pp |
| Annual return | 11.74% | 14.07%-2.3pp | 15.01%-3.3pp | 202.70%-191.0pp |
| Employer contribution / active EE | $7,722 | $4,245+81.9% | $3,968+94.6% | $5,055+52.8% |
| Participant deferral / active EE | $2,615 | $8,523-69.3% | $8,214-68.2% | $6,977-62.5% |
| Admin fee / account holder | $24,738 | $21,036+17.6% | $18,264+35.5% | $19,030+30.0% |