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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,636 | $100,970+60.1% | $96,576+67.4% | $137,256+17.8% |
| Participation rate | 88.9% | 82.6%+6.3pp | 81.4%+7.4pp | 80.0%+8.9pp |
| Annual return | 11.74% | 38.16%-26.4pp | 38.47%-26.7pp | 220.34%-208.6pp |
| Employer contribution / active EE | $7,722 | $3,809+102.7% | $3,553+117.3% | $4,156+85.8% |
| Participant deferral / active EE | $2,615 | $8,286-68.4% | $7,956-67.1% | $6,407-59.2% |
| Admin fee / account holder | $24,738 | $11,312+118.7% | $11,381+117.4% | $12,270+101.6% |