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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $550,734 | $254,759+116.2% | $216,567+154.3% | $198,609+177.3% |
| Participation rate | 95.2% | 84.5%+10.7pp | 81.6%+13.6pp | 82.4%+12.9pp |
| Annual return | 16.29% | 10.04%+6.2pp | 12.94%+3.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $10,894 | $6,096+78.7% | $5,216+108.9% | $5,055+115.5% |
| Participant deferral / active EE | $10,807 | $6,948+55.5% | $6,191+74.6% | $6,977+54.9% |
| Admin fee / account holder | $9,067 | $26,311-65.5% | $21,981-58.8% | $19,030-52.4% |