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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $83,180 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Float revenue; Shareholder servicing ... | $1,953 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,167 | $88,122+216.8% | $141,191+97.7% | $67,579+313.1% |
| Participation rate | 98.7% | 76.5%+22.2pp | 82.5%+16.2pp | 71.3%+27.4pp |
| Annual return | 23.51% | 75.40%-51.9pp | 71.41%-47.9pp | 378.56%-355.0pp |
| Employer contribution / active EE | $8,585 | $3,224+166.2% | $4,736+81.3% | $2,148+299.7% |
| Participant deferral / active EE | $9,189 | $5,958+54.2% | $6,710+36.9% | $3,539+159.6% |
| Admin fee / account holder | $111 | $131-15.4% | $10,264-98.9% | $142-22.2% |