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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $84,438 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC Service code 33 · EIN 94-1737782 | Securities brokerage; Securities brok... | $2,965 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $1 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,611 | $155,795+63.4% | $136,298+86.8% | $69,631+265.7% |
| Participation rate | 98.3% | 75.2%+23.1pp | 81.9%+16.4pp | 70.7%+27.7pp |
| Annual return | 17.02% | 232464.33%-232447.3pp | 5156.27%-5139.2pp | 27571.02%-27554.0pp |
| Employer contribution / active EE | $8,000 | $2,991+167.5% | $4,696+70.4% | $2,032+293.7% |
| Participant deferral / active EE | $8,386 | $5,394+55.5% | $6,247+34.2% | $3,224+160.1% |
| Admin fee / account holder | $108 | $128-15.6% | $9,244-98.8% | $110-2.0% |