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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL2 years Service code 25 PO BOX 502533 · SAN DIEGO, CA 921502533 | Directed Trustee | $40,443 |
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 37 · EIN 82-4555287 | Loan Processing | $4,855 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,504 | $50,082+146.6% | $93,419+32.2% | $79,852+54.7% |
| Participation rate | 87.4% | 60.9%+26.4pp | 66.8%+20.6pp | 69.6%+17.7pp |
| Annual return | 12.91% | 24.59%-11.7pp | 78.05%-65.1pp | 31.72%-18.8pp |
| Employer contribution / active EE | $2,084 | $1,303+59.9% | $2,075+0.4% | $2,471-15.7% |
| Participant deferral / active EE | $5,361 | $2,212+142.3% | $3,126+71.5% | $3,740+43.3% |
| Admin fee / account holder | $391 | $3,454-88.7% | $5,230-92.5% | $5,306-92.6% |