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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Service code 27 PO BOX 502533 · SAN DIEGO, CA 921502533 | Advisory (Plan) | $41,202 |
Filed as: SCHNEIDER DOWNS & CO INC. Service code 99 ONE PPG PL STE 1700 · PITTSBURGH, PA 152225416 | Other Fees | $9,420 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $5,352 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,277 | $50,972+110.5% | $88,538+21.2% | $72,983+47.0% |
| Participation rate | 90.5% | 63.4%+27.1pp | 68.7%+21.8pp | 69.5%+21.0pp |
| Annual return | 18.40% | 29.62%-11.2pp | 43.64%-25.2pp | 81.01%-62.6pp |
| Employer contribution / active EE | $2,075 | $1,475+40.7% | $2,098-1.1% | $2,440-15.0% |
| Participant deferral / active EE | $5,324 | $2,230+138.7% | $2,914+82.7% | $3,608+47.6% |
| Admin fee / account holder | $463 | $3,230-85.7% | $4,310-89.3% | $5,124-91.0% |